You will have access to a claims specialist to assist you should a covered mechanical breakdown* occur.

Provides coverage for units defined as Commercial Use Units. (only for new vehicle plans)

Powertrain Plus Plan

Beneficial Protection Plan's provide you the peace of mind knowing you are protected against the cost of covered mechanical breakdowns*.

*A mechanical breakdown is the failure of a covered part under normal service.

Claims Assistance

Protection for New and Pre-Owned Vehicles

Gold Plan

Consequential Loss Coverage

Repair Service

Commercial Use Coverage

All coverages and benefits of your vehicle service contract are fully transferable to a subsequent private owner (subject to qualification and transfer fee). 

Peace of mind for the open road

Provides coverage for the repair of a covered component if the failure of the covered component was caused by the action or inaction of a non-covered component.

Gold Wrap Plan

This Plan covers everything under the Gold Plan except 1-5 (Engine, Turbocharger/Supercharger, Transmission, Transfer Case and Drive Axle components). Provides Coverage for vehicles with a manufacturer's extended powertrain warranty. Ask your dealer for more details.

Powertrain Plan

Copyright  - All rights reserved.

Transferable Coverage

6. Steering (Front wheel steering only) All internal parts contained within the steering box; Rack and Pinion Gear; Power Steering Pump; Power Steering Hoses; Steering Knuckles; Pitman Arm; Idler Arm; Tie Rod Ends and Drag Link; Upper and Lower Steering Column Shafts and Couplings, including Internal Tilt-Wheel Mechanism; Steering Box and Rack and Pinion Gear Housings; Seals and Gaskets.


7.Brakes Master Cylinder; Power Brake Cylinder; Vacuum Assist Booster; Hydro Boost; Disc Brake Caliper; Wheel Cylinders; Compensating Valve; Brake Hydraulic Lines; Hoses and Fittings; Hydraulic Control Unit' Seals and Gaskets. The following ABS parts are also covered: Electronic Control Processor; Wheel Speed Sensors, Hydraulic Pump/Motor Assembly; Pressure Modulator Valve/Isolation Dump Valve; Accumulator; Seals and Gaskets.

The Vehicle service contract is not a contract of insurance.

Repairs can be preformed by the dealer who sold you the vehicle service contract or at any licensed repair facility in the United States or Canada.



The Gold Plan is the most extensive protection plan available. Every part is covered unless listed in the Exclusion section of your contract, covered by the manufacturer or part of an optional coverage you've not purchased. The parts listed above in 1-14 are an example of covered components. 


Silver Plan

The Silver Plan is the most extensive stated component coverage in the Beneficial Protection Plan arsenal. It covers everything the Powertrain Plus Plan covers, plus the following:





Protection you can count on


Beneficial Protection provides exceptional customer service and claims administration. Claims are paid directly to the repair facility by credit card or check, and repairs can be made at any licensed repair facility in the US or Canada.

8. Air Conditioner: Condenser; Compressor; Compressor Clutch, Coil and Pulley; Evaporator; Idler Pulley and Idler Pulley Bearing; High/Low Compressor Cut-off Switch; Expansion Valve; Pressure Cycling Switch; Heater/A.C. Blower Speed Switch; Manual Heater/A.C. Control Head Assembly; Accumulator/Receiver Dryer; Orifice Tube; Hoses; Seals and Gaskets. Oil and Refrigerant are also covered if they are required in connection with the repair of a Covered Part listed above.


9.Front and Rear Suspension: Upper and Lower Control Arms; Control Arm Shafts and Bearings or Bushings; Upper and Lower Ball Joints; Radius Arm and Bushings; Torsion Bars, Mounts and Bushings; Stabilizer Bar, Links and Bushings; Struts and Support Bearings; Spindle and Spindle Support; Wheel Bearings; Seals and Gaskets. Variable Dampening Suspension; Compressor; Control Module; Dampening Actuator; Solenoid; Struts; Height Sensor; Mode Selector Switch; Seals and Gaskets.


10. Cooling: Engine Cooling Fan and Motor; Fan Clutch; Belt Tensioner; Radiator; Heater Core; Blower Motor; Hot Water Valve.



Beneficial Protection

P.O. Box 680864 Fort Payne, AL 35967

1-888-483-7781

Jessica@beneficialprotection.com



  1. Engine  Cylinder block and cylinder head(s)(If damaged by an internally lubricated part) and all internally lubricated parts contained with the engine including: Pistons; Piston rings; Connecting Rod Bearings; Crankshaft; Crankshaft Main Bearings; Camshaft bearings; Cam followers; Timing Chain or Belt; Timing Gears, Guides, Tensioners; Rocker arms; Rocker Shafts; Rocker bushings; Cylinder Head valves; Valve Guides; Valve Lifters; Valve Springs; Valve Seals; Valve Retainers; Valve seats; Push Rods; Water Pump; Oil Pump and Oil Pump housing; Harmonic Balancer; Oil Pan; Timing Chain Cover; Intake; and Exhaust Manifolds; Valve Covers; Engine Mounts; Seal and Gaskets.
  2. Turbocharger/Supercharger (factory installed only) Turbocharge/Supercharger. All internally lubricated parts of the turbocharger/supercharger, seals, and gaskets.Turbocharger/supercharger housing is covered only if damaged by the failure of an internally lubricated part.
  3. Transmission (Automatic or Standard) Transmission Case (if damaged by an internally lubricated part) and All internal parts plus: Torque Converter; Flywheel/Flex Plate; Vacuum Modulator; Electronic Shift Control Unit; Transmission Cooler; Transmission Mounts; Oil Pan; Seals and Gaskets.
  4. Transfer Case Transfer case and all Internal Parts; Seals and Gaskets.
  5. Drive Axle (Front and Rear) Drive Axle Case (If damaged by an internally lubricated part); All internal parts contained within the Drive Axle; Locking Hubs; Drive Shafts and Center Support Bearing; Universal Joints; Constant Velocity Joints; Axle Bearings; Four-Wheel Drive Actuator; Differential Cover; Seals and Gaskets.

11. Fuel Delivery Fuel Injection Pump and Injectors; Vacuum Pump; Fuel Pump; Fuel Tank Sending Unit; Fuel Pressure Regulator; Fuel Delivery Lines.


12. Emissions: EGR Valve; ECM; EGR COOLER; Prom Calibrator; PCM Coolant Temp Sensor; Manifold Pressure Sensor; O2 Sensor; Mass Airflow Sensor; Throttle Body. Throttle Position Sensor; EGR Solenoid; Canister Purge Solenoid; Idle Speed Control Motor; Cam Sensor and Cam Timing Solenoid.


13. Electrical:Alternator; Voltage Regulator; Starter Motor; Starter Solenoid and Started Drive; Engine Compartment Wiring Harness; Computerized Timing Control Unit; Electronic Ignition Module; Crank Angle Sensor; Knock Sensor; Ignition Switch; Ignition Switch Lock Cylinder; Front and Rear Window Wiper Motor; Washer Pump and Switch; Stop Lamp Switch; Headlamp Switch; Turn Signal Switch; Neutral Safety Switch; and Horn Clock Spring.


14. Enhanced Electronics: Coverage is provided for the following factory installed devices: Global Positioning System (GPS); On Board Communication Systems (i.e. OnStar); Infrared Systems; Perimeter Warning Systems; Electronic Driver Information Display and Module; Televisions (excluding Plasma TV's); Radio; VCR's and DVD Players.